A word of caution about insurance benefits:
Insurance companies have quite successfully insinuated themselves into the treatment decision making process, creating financial uncertainties. Due to the wide variety of insurance plans today, it is not usually possible to be sure in advance what benefits an insurance policy will pay. Preauthorizations cause delays in needed treatment and do not guarantee benefits. Unfortunately, insurance companies almost always restrict benefits to the cheapest possible alternative, without regard for the benefits or risks to the patient. Their primary and legitimate mission is to produce profits for their stockholders, not to care for your teeth. It’s a safe bet that insurance companies will almost always pay less than the patient would like for the required procedures. Insurance companies will restrict or disallow benefits for other treatments that patients may desire or need under “cosmetic dentistry”. The good news is that you are ultimately in control.
We are familiar with these problems and will assist you in getting the most from your dental insurance, while helping you make good choices for your oral health. You are the one who decides what treatment to accept, regardless of what your insurance company does or does not cover. Remember that it is your health at stake, and you will be the one who has to live with the good or bad result of that choice, not the insurance company, consultant, or CEO. Make sure your choice is the right choice for you.